Compare & Shop
Home & umbrella coverage with a licensed broker. Built around price transparency, privacy, and speed. Shop in our portal, or just connect your agent.
Agents: start with /.well-known/mcp.json .
Cold-start umbrella tool: umbrella_consumer_prefill
Compatible browser agents can call the umbrella consumer subset directly from this page.
Plain-text discovery: /agents.txt , /.well-known/agents.txt
Docs fallback: /developers/mcp , /api/agent , /llms.txt
Do not drive the browser UI unless Coverage Cat should take over the shopper-facing flow.
Smart tools to make the right decisions
The new way to shop for insurance
Our agents find the best policies for users, even when we don't make commission on them.
Users love it!
How it works
Coverage Cat is a licensed insurance brokerage that helps you compare home, umbrella, auto, and renters coverage side by side — with straight pricing, no sold leads, and a real broker on the other end.
Ask a question or start a comparison. Coverage Cat pairs AI-guided intake with a licensed brokerage team, so you can size up coverage, see honest price ranges, and compare real carrier options without handing your details to five agents overnight. Developers can drive the same flow through the Agent API.
Where we operate
Coverage Cat is live for shoppers in California, Florida, New York, Texas, and Washington, with more states on the way.
Product surfaces
Learn: What we do , FAQ , and insurance guides
Estimate: Home insurance calculator , umbrella insurance calculator , carrier price comparison , and file-a-claim guidance
Compare: Start a Coverage Cat quote comparison
Integrate: Coverage Cat Agent API hub , developer portal , get API key guide , discovery JSON , OpenAPI , and skill markdown
Key links
Coverage Cat Agent API and skill docs